Keel Home Finance™

Sample account balances report

Prepared for the sample Rivera household. Use the toolbar to change reports, move between pages, zoom, or print.

August 2026
Page 1 of 2
KEEL HOME FINANCE
Report · Account Balances

Account Balances Report

As of August 31, 2026
Prepared for Rivera Household
Includes Bank, cash, credit cards and loans
Date prepared October 14, 2026
Bank and cash$5,167.134 accounts
Credit cards owed$3,600.536.8% of $53,000.00 in limits
Loans owed$49,034.754 active loans
Total owed$52,635.28Credit cards and loans
Net position($47,468.15)Bank and cash less total owed

1Bank and Cash Accounts

AccountInstitutionTypeAvailableBalanceUpdated
Coastline CU ••3390—Checking—2,424.00Oct 10
Harbor Chking ••4021Consumers CUChecking—2,226.50Sep 14
Summit Checking ••7742Wells FargoChecking—340.13Sep 14
CashCashCash—176.50Aug 7
Total bank and cash5,167.13

2Credit Cards

CardIssuerBalance owedCredit limitAvailableUtilization
Unity ••2112Unity920.0010,000.009,080.009.2%
Northgate Bank ••8791Northgate Bank780.008,000.007,220.009.8%
Alaska Airlines Visa ••4417Alaska Airlines Visa542.1612,000.0011,457.844.5%
Home Depot Consumer Card ••6630Home Depot Consumer Card541.315,000.004,458.6910.8%
Ascend ••4444Ascend500.007,000.006,500.007.1%
Costco Anywhere Visa ••9052Costco Anywhere Visa317.068,500.008,182.943.7%
Vista ••5158Vista0.002,500.002,500.000.0%
Total credit cards3,600.5353,000.0049,399.476.8%
Keel Home Finance · Confidential — prepared for the household named abovePage 1 of 2
KEEL HOME FINANCE
Account Balances Report · As of August 31, 2026

3Loans

LoanLenderBalance owedMonthly paymentAPRUpdated
Auto loan (Lexus)Auto Finance Co26,951.80620.005.90%Oct 10
Auto loan (Pilot)Motor Finance18,209.76445.006.40%Oct 10
Harbor line of creditHarbor Credit Union2,960.19150.0011.50%Oct 10
Retail financingPayFlex913.00102.00—Oct 10
Total loans49,034.751,317.00

4Summary

Amount
Bank and cash accounts5,167.13
Credit cards owed(3,600.53)
Loans owed(49,034.75)
Total owed(52,635.28)
Net position(47,468.15)

5Observations

  • Credit utilization across all cards is 6.8%.
  • Unity ••2112: the Credit screen's card record holds $882.00, while the card's register shows $920.00. This report uses the register balance.
  • Northgate Bank ••8791: the Credit screen's card record holds $745.00, while the card's register shows $780.00. This report uses the register balance.
  • Alaska Airlines Visa ••4417: the Credit screen's card record holds $307.45, while the card's register shows $542.16. This report uses the register balance.
  • Home Depot Consumer Card ••6630: the Credit screen's card record holds $126.72, while the card's register shows $541.31. This report uses the register balance.
  • Ascend ••4444: the Credit screen's card record holds $460.00, while the card's register shows $500.00. This report uses the register balance.
  • Costco Anywhere Visa ••9052: the Credit screen's card record holds $193.15, while the card's register shows $317.06. This report uses the register balance.
  • Loan payments total $1,317.00 a month. All loans are entered manually, so their balances are those recorded in Keel rather than the lender's current figures.

6Notes

  • Balances are as of August 31, 2026: bank and credit card register balances are worked back from today's balances using the transactions recorded since. Loan balances and cards without a register are today's, because Keel does not keep their past balances.
  • Available credit is the credit limit less the balance owed, using the limits entered in Keel.
  • Net position covers cash and debts only. Investments, property and vehicles are not included; see the Net Worth and Investments reports.
  • This report is prepared from the household's own records in Keel Home Finance. It is not an audited statement and is not financial or tax advice.
Keel Home Finance · Confidential — prepared for the household named abovePage 2 of 2